April 2007

Insurance Phoenix - The Amazing Umbrella Policy

April 13, 2007 by Gary Brown

Umbrella insurance protection is usually one of the last insurance products a consumer buys. I understand the reasoning. A family budget is stretched thin and we often feel "insurance poor".But what happens if you or a family member (such as a teen driver) is involved in an auto crash that injures others? Do you have high bodiliy injury limits under your auto insurance policy? What if the other person is disabled or killed? If you calculate a person's worth on that basis, I bet 99% of insurance buying consumers have too little protection under their auto policy.